An open resource for residents evaluating the FY2027 budget override. Every number is traceable to a primary source.
The three-tier structure, what each tier funds, key terms, and history.
ExplainerMonthly cost by home value for each tier, at full phase-in.
Calculator22 town positions, 14 school positions, library cut 43%, and what happened in Melrose and Stoneham.
AnalysisTotal revenue vs total expenses through FY2030 under each override scenario.
ChartTax levy vs health insurance spending, indexed to FY2006. Two lines diverging over 21 years.
ChartAnnual cost of one GIC family plan from published rate sheets. $24K to $39K in 7 years.
ChartHealth insurance spending vs employee headcount. Spending doubled; staffing data is flat.
ChartTax rates for four North Shore towns over 24 years, with override projections.
ChartTax rates, home values, median bills, and what $750K buys you in each town.
Chart